Nonstandard drivers have issues such as large numbers of moving violations, bad credit scores and possibly felonies on their record. Nonstandard: Drivers who are considered high-risk.Standard: Drivers with clean driving records.Insurance companies categorize drivers into two groups: Prospective policyholders will most likely never need to worry about the distinction, and customers probably will not notice the difference in any meaningful way. Technically, this makes The General an agency rather than an insurance company.
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